In regard to portability and ease-of-use, competing with a pen and piece of paper is difficult. We all know how a pen works, paper is lite and is easily moved about – there is no “down time” or “learning curve”; in addition, pharmaceutical and medical device companies will gladly give you all the pen’s you might . . . → Read More: Medical Practice and 20% of Income from Cash
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I’ve been bothered in the best possible way by a comment made by Richard Davis, President and Chief Executive Officer of U.S. Bancorp. In almost a throw away fashion Richard told an audience of business executives in Orange County California, that the economy is going through a process of “repricing ” downward. Clearly we know this . . . → Read More: Repricing in America Last June, the Senate Judiciary Committee began hearings on texting. Included in the discussion were executives from AT&T, Verizon along with othere the focus of which was the nature of charging for text messages. Though the hearings were interesting, the real headline is in the data surrounding texting itself In 2008 over one trillion text messages were . . . → Read More: Texting and Everything Else You Do In Life “This message of twenty four words and 138 total characters takes you less than five seconds to consume, that is why texting is popular.” According to a University of Pennsylvania study, the speed with which we consume information from our eyes to the visual cortex in the brain is approximately 10 megabytes per second, we hear at roughly one . . . → Read More: Texting and Efficiency – This is Just The Beginning The banking and finance industries were among the first to make extensive investments in information technology. Perhaps no other industry has done more with detailed information technology. You can see that in your own experience of ATM’s and now web access to your accounts. Checks clear in a matter of hours and personal credit cards are . . . → Read More: Risky Thinking Surrounded by Hubris |
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