What insurance companies have that the government does not is information. In today’s WSJ http://bit.ly/d2FHTo mentions that HHS Secretary, Kathleen Sebelius wants the industry to provide estimates of cost and utilization increases. This is a question the government can not answer on their own, yet is confident that they know how to manage healthcare insurance better than those who have been doing it for decades.
Just let that noodle around a while, then ask yourself how confident you are that the government will do better in managing your care. It’s an answer upon which your life or that of someone you know may depend.